The value is calculated based on various factors such as the model or the general condition of your device. On our website you can see how much money you can get for your Samsung cell phone.

With a pawn loan, you receive a loan and give us your Samsung cell phone as collateral during the term of the loan.

If you bring your Samsung cell phone to our store, the pawn loan will normally be paid out to you immediately. If you have opted for shipping, we will check your Samsung cell phone after it has arrived. You will usually receive your money in your account the next working day after the check.

If you extend your pawn loan, you will be charged a small partial amount. This is made up of the interest and fees that have accrued up to the date of the extension. You can also check your fees online in your account at any time.

Important: If the value of your Samsung cell phone has fallen sharply during the deposit credit period, you will have to make a corresponding partial repayment if you extend the loan.

Yes, all customers who wish to take out a pawn loan with CASHY must be of legal age.

You have the option of extending your pawn loan during the term. If you are unable to extend your pawn loan or repay it within the agreed term, your Samsung cell phone will be auctioned off after a waiting period and notification by CASHY. If the proceeds of your Samsung cell phone minus the fees exceed the amount of your pawn loan, you will be paid out the difference. However, your debt is also settled if a lower amount is achieved at the auction.

The costs for a pawn loan with CASHY are made up of the issuance fee, interest (1.75% per half month) and the custody fee. We show you how high the fees for a pawn loan for a smartphone with a term of 30 days are and how they are made up:

Loan amount: € 140,00
Issuance fee: € 5,00
Custody fee: € 4,00
Interest: € 4,90
Total fees: € 13,90

You can find all further information about interest and fees at CASHY in our clear table of fees.

Please note: A pawn loan is suitable for short-term bridging due to the short term of 1-3 months. The interest rate is 1.75% per half month, which corresponds to 42% per year. For example, if you were to keep renewing your pawn loan with a term of 3 months and reach a total term of 1 year, the fees would be as follows:

Loan amount: € 140.00
Issuance fee: € 20.00
Custody fee: € 48.00
Interest: € 58.80
Total fees for 1 year (term not offered in this length): € 126.80