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Car pawn contract - quick and easy processing

autopfand-vertrag

HOW DOES A CAR PAWN WORK IN AUSTRIA?

If you want to pawn your car with a car pawnshop like CASHY, you take out a short-term loan against tangible assets. Your vehicle serves as collateral for the pawn shop, so you can borrow money immediately and without waiting with your car and the relevant documents.

Once you have entered your data in the CASHY calculator and sent a loan request with the amount you need, a CASHY employee will contact you shortly afterwards to arrange an appointment for the check. A check is possible at the following locations:

You will be paid out your money immediately after the successful test: in cash, via PayPal or as a bank transfer.

WHICH VEHICLES CAN I PAWN?

You can pawn the following vehicles with CASHY:

  • Cars

  • Trucks

  • Motorcycles

  • Commercial vehicles

WHAT REQUIREMENTS DO I HAVE TO FULFILL AND WHAT DOCUMENTS DO I NEED?

To be able to take out a car loan with CASHY, you must own the car - it must not be leased or financed by the bank. It must also be in working order and have a valid MOT sticker.

You will need the following documents for your inspection appointment:

  • Vehicle registration document

  • Registration certificate part I & II (vehicle registration document)

  • Valid Tüv sticker

  • Duplicate key

  • Purchase contract

  • Confirmation of registration

  • Official photo ID

DOES A CREDIT CHECK TAKE PLACE FOR A CAR LOAN?

A credit check may be carried out, but this does not usually have any negative consequences for your credit rating.

HOW MUCH MONEY DO I GET WITH A CAR LOAN?

To find out the maximum loan amount for your car, you can simply enter your vehicle details online and anonymously in the car loan calculator. You can usually find all the necessary data on your vehicle registration certificate. You will immediately be shown the maximum possible loan amount and can then select your desired loan amount.

Here is an example of how to enter vehicle data:*

Form field

Car details

Brand

BMW

Model

3 series

First registration

2014

Body shape

Sedan, 4 doors

Motor

320 d 147kW 200PS 1995ccm

Drive

Rear-wheel drive

Gearbox

Manual gearbox 6

Variant

Standard

Mileage

180.000

Possible loan amount (as at February 2024)

EUR 8,800.00