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How to sell or pawn your Philharmoniker

Do you have an urgent purchase or want to treat yourself for once? At CASHY, you can sell your Philharmoniker or take out a pawn loan. We pay immediately in cash or to your account. All you have to do is calculate the value and your Philharmoniker will turn into cash.

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CHOOSE YOUR PHILHARMONIC ORCHESTRA:

WRITE TO US DIRECTLY

We can be reached via WhatsApp if you have any questions about processing your pawn loan. Just write to us!

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Receive money with CASHY in 3 steps

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Choose your item and find out immediately how much money you will receive from us.

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Come to our store or simply send us your item.

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Receive your money right away in cash or by bank transfer (bank or PayPal).

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Google Reviews

Great staff, helped us a lot. I would recommend it to anyone here and they have really reasonable fees. As a person you are really appreciated here!

ali etemov

The most frequently asked questions to CASHY

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On our website you can see how much money you would receive for your coins and bars. You can also contact us via our form form.

You can also bring your coins or bars to the store in person during opening hours. You can pay out your money in cash (up to EUR 9,999) or by bank transfer.

The term of a pawn loan is 90 days and can be extended at any time if required. After the expiry of your pawn loan and a 4-week grace period, your collateral will be liquidated in your best interest. You will receive three notifications until your coins or bars are realized by CASHY. If the proceeds from the liquidation exceed your outstanding loan amount, you will receive the surplus. However, if the liquidation proceeds are lower than the outstanding amount, you are no longer liable to pay. This means that there is no additional risk for you.

Your personal data will never be passed on unless you give us your express permission to do so.

Yes, all customers who wish to take out a pawn loan with CASHY must be of legal age.

You can have the money for your item paid out in cash or as a transfer to your PayPal or bank account. Due to the Money Laundering Act, cash payouts are possible up to a maximum of EUR 9,999. For higher payout amounts, the difference will be transferred to your account.

In the following example, we will show you how high the fees are for a €300.00 pawn loan with a 30-day term and how they are made up:

Loan amount: € 300,00
Interest: € 3,00
Business operation costs: € 6,50
Total fees: € 9,50

You can find all further information about interest and fees at CASHY in our clear fee schedule.


Please note: A pawn loan is suitable for short-term bridging due to the short term of 3 months. In our example, the interest is 1% per month (12% per year) and the operating costs are €6.50 per month (€78 per year). For example, if you were to keep renewing your pawn loan with a term of 3 months and reach a total term of 1 year, the fees would be as follows:

Loan amount: € 300
Interest on the loan: € 36
Operating costs: € 78
Total fees for 1 year (term not offered in this length): € 114,-